Answers
Straight answers about money you may be owed
Each page answers one real question in the first paragraph, then explains the detail behind it — the official databases, the documents states ask for, the deadlines that matter, and where the free routes end.
How do I find out if I have unclaimed money?
The free, official way to check whether a state, the IRS, or a settlement administrator is holding money in your name — and what to do next.
Read the answer →Is unclaimed money real, or is it a scam?
Unclaimed property programs are real and run by state governments. Here is how to tell an official program from a scam that imitates one.
Read the answer →Do I need proof of purchase to file a class action settlement claim?
Many settlements pay without receipts. Here is how no-proof claims work, what you attest to, and how to file correctly.
Read the answer →How do I find a lost 401(k) or old pension?
The specific databases that hold forgotten retirement money, and the order to search them in.
Read the answer →What documents do I need to claim unclaimed property?
The standard document set states ask for, plus the extras required for heir, business, and securities claims.
Read the answer →What is the best way to search for unclaimed money in every state at once?
Why multi-state searches miss money, and how to cover all 51 jurisdictions plus federal sources properly.
Read the answer →How much does Hidden Payouts cost, and does it take a cut of my money?
Plain pricing for Hidden Payouts: what the free plan includes, what Pro and Elite add, and why there is no commission.
Read the answer →Can I claim unclaimed money that belonged to a deceased relative?
How heir claims work, what proof states require, and what happens when there are multiple heirs.
Read the answer →
FAQ
Quick answers about Hidden Payouts
What the product does, who it is for, and how it compares to searching official sources yourself.
What is Hidden Payouts?+
A U.S. money-discovery tool that searches unclaimed property registries in all 51 jurisdictions, federal sources such as IRS refunds, TreasuryDirect bonds, PBGC pensions and FDIC deposits, lost 401(k) registries, and open class action settlements, then links you to the official place to file.
Who should use it?+
Anyone who has moved between states, changed employers or names, or bought commonly settled consumer products — and heirs claiming property left by a deceased relative.
Is it free to start?+
Yes. The Free plan lets you create a profile and view matches. Pro is $9/mo and Elite is $49/mo for broader sources and monitoring.
Does Hidden Payouts take a percentage of my money?+
No. You file directly with the official issuer and keep 100%. There is no finder's fee or commission.
How is this different from a free official state search?+
Official searches are free and remain the place you file. Hidden Payouts covers every state at once, handles name variants, includes federal and settlement sources, and keeps re-checking as new records publish.