Why the model is a subscription, not a commission
Finder fees are capped by statute in most states and are unnecessary when you file your own claim. Charging a flat subscription keeps the incentive on finding more matches for you rather than on the size of any one payout.
What you can do on the free plan
The free plan lets you create a profile and see matches, so you can confirm the tool finds something for you before paying anything.
Billing terms
Subscriptions renew automatically until cancelled, cancellation takes effect at the end of the paid period, and there is a 14-day refund window described in the billing policy.