Utah · UT · State guide

Utah unclaimed property: free search and claim guide

The Utah State Treasurer is holding over $400 million in uncashed paychecks, dormant accounts, insurance refunds, deposits, and securities belonging to current and former Utah residents. Searching and claiming are free.

Official portal
Utah MyCash
Administered by
Utah State Treasurer
Governing statute
Utah Code § 67-4a-101 et seq.
Dormancy period
3 years for most property types
Amount held
over $400 million
Finder fee cap
10%

Where to search Utah unclaimed property

The official public search is mycash.utah.gov, operated by the Utah State Treasurer under Utah Code § 67-4a-101 et seq.. It is free, requires no account, and is the only site authorized to process your claim. Anything else — a .com lookalike, a mailed offer, a caller asking for a release fee — is either a private finder or an outright scam.

Utah's MyCash portal lets residents verify identity electronically and receive many claims by ACH deposit rather than paper check.

What the UT program holds

  • Uncashed paychecks, final wages, and commissions
  • Dormant checking and savings account balances
  • Utility, cable, and rental security deposits
  • Insurance refunds and life insurance death benefits
  • Stocks, bonds, mutual fund shares, and unpaid dividends
  • Contents of abandoned safe-deposit boxes
  • Money orders, cashier's checks, and traveler's checks
  • Court settlements, class action distributions, and escrow balances
  • Credit balances, vendor overpayments, and refunds

How to search so you don't miss anything

  1. 01Enter your last name only and leave the city field blank — city filters are matched against the address the holder had on file, which is usually outdated.
  2. 02Search every prior legal name: maiden name, previous married names, hyphenated versions, and common misspellings.
  3. 03Search deceased parents, grandparents, and any relative whose estate you may inherit from.
  4. 04Search every business, DBA, LLC, or trust you have registered.
  5. 05Search every Utah address from the last 30 years — including Salt Lake City, West Valley City, Provo, West Jordan, and Orem.
  6. 06Repeat all of the above in every other state you have lived, worked, or banked in.

Documents Utah will ask for

  • Government-issued photo ID (Utah driver's license, state ID, or passport)
  • Social Security number verification — often only the last four digits for small cash claims
  • Proof of the address on file when the property was reported: an old utility bill, lease, tax return, or W-2
  • For a business or trust: formation documents, EIN letter, and proof you are an authorized signer
  • For a deceased owner: certified death certificate, proof of relationship, and either a small-estate affidavit or Letters Testamentary

Avoiding Utah unclaimed property scams

The Utah State Treasurer never charges a fee, never calls demanding payment, and never asks for a wire transfer, gift card, or cryptocurrency to release funds. Private finder fees are capped at 10% under Utah Code § 67-4a-101 et seq.. If a letter routes you to a .com domain instead of the official portal, verify it yourself before signing anything. Here's how to tell a real state site from a scam.

Bottom line

Utah unclaimed property is real, free to claim, and never expires. Spend ten minutes at mycash.utah.gov searching every name your family has used. Then check the other states you've lived in and the federal databases — most people who find money find it somewhere they'd forgotten about.

Frequently asked questions

How do I search Utah unclaimed property for free?

Go to mycash.utah.gov, the official public search operated by the Utah State Treasurer. There is no fee and no account required. Search your last name alone, then repeat for every prior legal name, every Utah address you have used, and any business or trust you have owned.

Is Utah unclaimed property legitimate?

Yes. The program is run by the Utah State Treasurer under Utah Code § 67-4a-101 et seq.. The state acts as a custodian and holds the property in trust — it currently holds over $400 million on behalf of current and former residents.

Is there a deadline to claim unclaimed property in Utah?

No. Utah holds unclaimed property indefinitely. There is no statute of limitations, and heirs can claim on behalf of a deceased owner at any time.

How long does a Utah unclaimed property claim take?

Straightforward single-owner cash claims are typically paid within 30 to 60 days of a complete submission. Securities, mineral interests, business claims, and estate claims generally take 90 to 180 days because ownership has to be verified manually.

Does Utah charge a fee to claim your money?

No. Searching and filing with the Utah State Treasurer is always free. Private finder firms are capped at 10% under Utah Code § 67-4a-101 et seq., and you never need one — anyone demanding payment before releasing funds is running a scam.

What documents does Utah require?

A government-issued photo ID, Social Security number verification, and proof tying you to the address on file when the property was reported. Claims for a deceased owner also need a certified death certificate plus proof of relationship or probate authority.

How long before money is turned over to Utah?

The dormancy period is 3 years for most property types. Once that window passes with no owner contact, the holder must report and remit the funds to the Utah State Treasurer.

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